The banking giant JPMorgan Chase has agreed to pay $153.6 million to settle allegations it deceived clients into buying risky mortgage-backed securities in the run-up to the nation’s financial meltdown. A lawsuit filed by the Securities and Exchange Commission on Tuesday accuses JPMorgan Chase of failing to tell investors that a complex investment product it sold in 2007 was partially designed by a hedge fund that would profit if the security lost value. The suit comes just one day after the National Credit Union sued JPMorgan Chase, as well as the the Royal Bank of Scotland, citing similar allegations.