JPMorgan Chase has reportedly reached a tentative deal with the Justice Department to pay $13 billion to settle claims over its sale of flawed mortgage-backed securities that were at the core of the financial crisis. The settlement includes $9 billion in fines and $4 billion in relief for suffering homeowners. The total represents more than half of JPMorgan’s profits last year and would be the largest any single company has ever paid in a settlement with the Justice Department. The New York Times reports the deal resulted from close talks between JPMorgan CEO Jamie Dimon and Attorney General Eric Holder. After negotiations over the summer failed to produce a deal, the Justice Department was set to unveil civil charges against the bank at a news conference in late September. But unnamed sources said Dimon called a top Holder aide just four hours before the announcement, requesting a meeting. Dimon and Holder spoke by phone five times over the past two weeks. The deal they reached Friday does not end the prospect of criminal charges for the bank.