The Consumer Financial Protection Bureau, or CFPB, has directed Wells Fargo to pay $3.7 billion in penalties and damages for mistreating consumers, including unjustified foreclosures and vehicle seizures. The CFPB says the bank failed to properly record home and car loans, leading to wrongful repossessions and overdraft fees. It’s the largest fine ever imposed by the federal regulator; the previous record of $1 billion was also set by Wells Fargo. Wells Fargo has been fined by the U.S. government to the tune of nearly $20 billion since the financial crisis for consumer violations.