The Justice department says TD Bank will pay more than $3 billion in fines after pleading guilty to federal money laundering charges. Two TD Bank employees have also been criminally charged. Federal prosecutors say TD Bank became the go-to institution for narcotraffickers and human smugglers, including one case where workers received tens of thousands of dollars in gift cards as bribes from a man who laundered more than $470 million in illicit funds through TD Bank branches in the U.S.