The Senate has voted to impose new regulation on the credit card industry. The measure would give credit card companies a nine-month deadline to comply with new rules, including a forty-five-day notice and an explanation before raising customers’ interest rates. They’d also be forced to post agreements on the internet and allow online bill payments without added fees. The measure is weaker than original versions that included an amendment to cap interest rates at 15 percent. Other defeated proposals would have protected consumers from spending money they don’t have and limited how companies impose new fees. Meanwhile, the New York Times reports banks are now considering a series of measures to recoup their anticipated lost profits from the new rules. The moves include imposing new annual fees and curbing cash-back and rewards programs to sterling borrowers. The House is expected to vote on the credit card bill as early as today. A final version could be held up by an amendment added to the Senate bill that would allow people to carry loaded guns in national parks. House leaders say they might vote separately on that proposal.