A new study says people of color have been disproportionately affected by the nation’s foreclosure crisis. According to the Center for Responsible Lending, recent African American and Latino home-loan borrowers were much more likely to be foreclosed on than recent white borrowers. Overall, a black family is 76 percent more likely, and a Latino family is 71 percent more likely, to lose their home to foreclosure than a white family. The likelihood of foreclosure compared to white homeowners even grows the higher the income bracket, with the highest-paid blacks and Latinos 81 percent and 94 percent more likely to face foreclosure than whites with similar incomes.